We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Term Deposit Rates

Can't find a rate? Contact us online or phone 604-517-0100.

Reinvestable (Rates effective 2020-04-02) Rates
15 Month Reinvestable 1.600%
Short Term Redeemable (Rates effective 2020-04-02) Rates
30 - 59 Days Redeemable 0.850%
60 - 89 Days Redeemable 0.650%
90 - 119 Days Redeemable 0.950%
120-179 Days Redeemable 0.850%
180 - 269 Days Redeemable 0.950%
270 - 364 Days 0.950%
Long Term Redeemable (Rates effective 2020-04-02) Rates
12 Month Redeemable 1.150%
Short Term Non-Redeemable (Rates effective 2020-04-02) Rates
30 - 59 Days Non-Redeemable 1.100%
60 - 89 Days Non-Redeemable 0.900%
90 - 119 Days Non-Redeemable 1.200%
120 - 179 Days Non-Redeemable 1.100%
180 - 269 Days Non-Redeemable 1.200%
270 - 364 Days Non-Redeemable 1.200%
Long Term Non-Redeemable (Rates effective 2020-04-02) Rates
12 Month Non-Redeemable, Paid Annually 1.250%
15 Month Non-Redeemable, Paid Annually 1.850%
18 Month Non-Redeemable, Paid Annually 1.250%
24 Month Non-Redeemable, Paid Annually 1.200%
36 Month Non-Redeemable, Paid Annually 1.300%
48 Month Non-Redeemable, Paid Annually 1.350%
60 Month Non-Redeemable, Paid Annually 1.500%
9 Month Non-Redeemable, Paid Monthly 0.950%
12 Month Non-Redeemable, Paid Monthly 1.000%
18 Month Non-Redeemable, Paid Monthly 1.000%
24 Month Non-Redeemable, Paid Monthly 0.950%
36 Month Non-Redeemable, Paid Monthly 1.050%
48 Month Non-Redeemable, Paid Monthly 1.100%
60 Month Non-Redeemable, Paid Monthly 1.250%
12 Month Non-Redeemable, Compounding 1.250%
15 Month Non-Redeemable, Compounding 1.850%
18 Month Non-Redeemable, Compounding 1.200%
24 Month Non-Redeemable, Compounding 1.185%
36 Month Non-Redeemable, Compounding 1.265%
48 Month Non-Redeemable, Compounding 1.290%
60 Month Non-Redeemable, Compounding 1.405%
Accumulator (Rates effective 2020-04-02) Rates
Accumulator 180 - 364 Days 1.200%
Accumulator 365-730 Days 1.250%
2 Year Higher Rate (Rates effective 2020-04-02) Rates
Year 1 Higher Rate 1.200%
Year 2 Higher Rate 1.250%
3 Year Rate Climber (Rates effective 2020-04-02) Rates
Year 1 Rate Climber, Paid Annually 1.400%
Year 2 Rate Climber, Paid Annually 1.600%
Year 3 Rate Climber, Paid Annually 2.850%
Year 1 Rate Climber, Compounding 1.400%
Year 2 Rate Climber, Compounding 1.600%
Year 3 Rate Climber, Compounding 2.850%
5 Year Rate Climber (Rates effective 2020-04-02) Rates
Year 1 Rate Climber, Paid Annually 1.250%
Year 2 Rate Climber, Paid Annually 1.300%
Year 3 Rate Climber, Paid Annually 1.350%
Year 4 Rate Climber, Paid Annually 1.400%
Year 5 Rate Climber, Paid Annually 2.150%
Year 1 Rate Climber Compounding 1.150%
Year 2 Rate Climber Compounding 1.200%
Year 3 Rate Climber Compounding 1.250%
Year 4 Rate Climber Compounding 1.300%
Year 5 Rate Climber Compounding 2.050%
U.S. Short Term (Rates effective 2020-04-02) Rates
30-59 Days 0.500%
60-89 Days 0.650%
90-119 Days 0.700%
120-179 Days 0.700%
180-269 Days 0.700%
270-364 Days 0.700%
U.S. Long Term (Rates effective 2020-04-02) Rates
12 Month 0.450%
24 Month 0.450%
36 Month 0.450%
48 Month 0.450%
60 Month 0.500%
 

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