RRSP and RRIF Rates

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Specialty RRSPs and RRIFs (Rates effective 2016-02-05) Rates
RRSP and RRIF Optimiser 1.600%
RRSP Pay Day Plan 1.100%
15 Month Reinvestable RRSP and RRIF 0.850%
Redeemable RRSPs and RRIFs (Rates effective 2016-02-05) Rates
12 Month Redeemable RRSP and RRIF 1.100%
15 Month Redeemable RRSP and RRIF 1.050%
18 Month Redeemable RRSP and RRIF 1.100%
24 Month Redeemable RRSP and RRIF 1.100%
36 Month Redeemable RRSP and RRIF 1.100%
48 Month Redeemable RRSP and RRIF 1.100%
60 Month Redeemable RRSP and RRIF 1.100%
Non-Redeemable RRSPs and RRIFs (Rates effective 2016-02-05) Rates
12 Month Non-Redeemable RRSP and RRIF 1.350%
15 Month Non-Redeemable RRSP and RRIF 1.150%
18 Month Non-Redeemable RRSP and RRIF 1.250%
24 Month Non-Redeemable RRSP and RRIF 1.250%
36 Month Non-Redeemable RRSP and RRIF 1.350%
48 Month Non-Redeemable RRSP and RRIF 1.350%
60 Month Non-Redeemable RRSP and RRIF 1.600%
2 Year Higher Rate (Rates effective 2016-02-05) Rates
Year 1 Higher Rate 1.100%
Year 2 Higher Rate 1.600%
3 Year Rate Climber RRSP and RRIF (Rates effective 2016-02-05) Rates
Year 1 Rate Climber RRSP and RRIF 1.100%
Year 2 Rate Climber RRSP and RRIF 1.300%
Year 3 Rate Climber RRSP and RRIF 2.400%
5 Year Rate Climber (Rates effective 2016-02-05) Rates
Year 1 Rate Climber, Paid Annually 1.350%
Year 2 Rate Climber, Paid Annually 1.400%
Year 3 Rate Climber, Paid Annually 1.450%
Year 4 Rate Climber, Paid Annually 1.500%
Year 5 Rate Climber, Paid Annually 2.350%
Year 1 Rate Climber Compounding 1.250%
Year 2 Rate Climber Compounding 1.300%
Year 3 Rate Climber Compounding 1.350%
Year 4 Rate Climber Compounding 1.400%
Year 5 Rate Climber Compounding 2.250%
RRSP Loans (Rates effective 2016-02-11) Rates
RRSP Catch-Up Loan Fixed Rate, starting from 3.450%
RRSP Catch-Up Loan Variable Rate, starting from 3.200%
RRSP Re-Advanceable Loan 2.400%
 

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