RRSP and RRIF Rates

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Specialty RRSPs and RRIFs (Rates effective 2014-04-12) Rates
RRSP and RRIF Optimiser 2.200%
RRSP Pay Day Plan 1.300%
15 Month Reinvestable RRSP and RRIF 1.200%
Redeemable RRSPs and RRIFs (Rates effective 2014-04-12) Rates
12 Month Redeemable RRSP and RRIF 1.300%
15 Month Redeemable RRSP and RRIF 1.250%
18 Month Redeemable RRSP and RRIF 1.300%
24 Month Redeemable RRSP and RRIF 1.300%
36 Month Redeemable RRSP and RRIF 1.350%
48 Month Redeemable RRSP and RRIF 1.450%
60 Month Redeemable RRSP and RRIF 1.700%
Non-Redeemable RRSPs and RRIFs (Rates effective 2014-04-12) Rates
12 Month Non-Redeemable RRSP and RRIF 1.350%
15 Month Non-Redeemable RRSP and RRIF 1.500%
18 Month Non-Redeemable RRSP and RRIF 1.550%
24 Month Non-Redeemable RRSP and RRIF 1.650%
36 Month Non-Redeemable RRSP and RRIF 1.850%
48 Month Non-Redeemable RRSP and RRIF 1.950%
60 Month Non-Redeemable RRSP and RRIF 2.200%
2 Year Higher Rate (Rates effective 2014-04-12) Rates
Year 1 Higher Rate 1.350%
Year 2 Higher Rate 2.650%
3 Year Rate Climber RRSP and RRIF (Rates effective 2014-04-12) Rates
Year 1 Rate Climber RRSP and RRIF 1.250%
Year 2 Rate Climber RRSP and RRIF 1.350%
Year 3 Rate Climber RRSP and RRIF 3.450%
5 Year Rate Climber (Rates effective 2014-04-12) Rates
Year 1 Rate Climber, Paid Annually 1.350%
Year 2 Rate Climber, Paid Annually 1.500%
Year 3 Rate Climber, Paid Annually 1.650%
Year 4 Rate Climber, Paid Annually 1.750%
Year 5 Rate Climber, Paid Annually 3.550%
Year 1 Rate Climber Compounding 1.250%
Year 2 Rate Climber Compounding 1.400%
Year 3 Rate Climber Compounding 1.550%
Year 4 Rate Climber Compounding 1.650%
Year 5 Rate Climber Compounding 3.450%
RRSP Loans (Rates effective 2013-08-29) Rates
RRSP Catch-Up Loan Fixed Rate, starting from 3.750%
RRSP Catch-Up Loan Variable Rate, starting from 3.500%
RRSP Re-Advanceable Loan 3.000%
 

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