RRSP and RRIF Rates

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Specialty RRSPs and RRIFs (Rates effective 2015-08-21) Rates
RRSP and RRIF Optimiser 1.700%
RRSP Pay Day Plan 1.000%
15 Month Reinvestable RRSP and RRIF 0.850%
Redeemable RRSPs and RRIFs (Rates effective 2015-08-21) Rates
12 Month Redeemable RRSP and RRIF 1.000%
15 Month Redeemable RRSP and RRIF 0.950%
18 Month Redeemable RRSP and RRIF 1.000%
24 Month Redeemable RRSP and RRIF 1.000%
36 Month Redeemable RRSP and RRIF 1.000%
48 Month Redeemable RRSP and RRIF 1.000%
60 Month Redeemable RRSP and RRIF 1.200%
Non-Redeemable RRSPs and RRIFs (Rates effective 2015-08-21) Rates
12 Month Non-Redeemable RRSP and RRIF 1.150%
15 Month Non-Redeemable RRSP and RRIF 1.150%
18 Month Non-Redeemable RRSP and RRIF 1.200%
24 Month Non-Redeemable RRSP and RRIF 1.250%
36 Month Non-Redeemable RRSP and RRIF 1.350%
48 Month Non-Redeemable RRSP and RRIF 1.450%
60 Month Non-Redeemable RRSP and RRIF 1.700%
2 Year Higher Rate (Rates effective 2015-08-21) Rates
Year 1 Higher Rate 1.150%
Year 2 Higher Rate 1.550%
3 Year Rate Climber RRSP and RRIF (Rates effective 2015-08-21) Rates
Year 1 Rate Climber RRSP and RRIF 1.050%
Year 2 Rate Climber RRSP and RRIF 1.100%
Year 3 Rate Climber RRSP and RRIF 1.750%
5 Year Rate Climber (Rates effective 2015-08-21) Rates
Year 1 Rate Climber, Paid Annually 1.150%
Year 2 Rate Climber, Paid Annually 1.250%
Year 3 Rate Climber, Paid Annually 1.400%
Year 4 Rate Climber, Paid Annually 1.450%
Year 5 Rate Climber, Paid Annually 3.250%
Year 1 Rate Climber Compounding 1.050%
Year 2 Rate Climber Compounding 1.150%
Year 3 Rate Climber Compounding 1.300%
Year 4 Rate Climber Compounding 1.350%
Year 5 Rate Climber Compounding 3.150%
RRSP Loans (Rates effective 2015-07-17) Rates
RRSP Catch-Up Loan Fixed Rate, starting from 3.450%
RRSP Catch-Up Loan Variable Rate, starting from 3.200%
RRSP Re-Advanceable Loan 2.400%
 

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