RRSP and RRIF Rates

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Specialty RRSPs and RRIFs (Rates effective 2019-05-03) Rates
RRSP and RRIF Optimiser 2.500%
RRSP Pay Day Plan 1.700%
15 Month Reinvestable RRSP and RRIF 1.880%
Redeemable RRSPs and RRIFs (Rates effective 2019-05-03) Rates
12 Month Redeemable RRSP and RRIF 1.700%
Non-Redeemable RRSPs and RRIFs (Rates effective 2019-05-03) Rates
12 Month Non-Redeemable RRSP and RRIF 2.200%
15 Month Non-Redeemable RRSP and RRIF 2.180%
18 Month Non-Redeemable RRSP and RRIF 2.270%
24 Month Non-Redeemable RRSP and RRIF 2.350%
36 Month Non-Redeemable RRSP and RRIF 2.400%
48 Month Non-Redeemable RRSP and RRIF 2.250%
60 Month Non-Redeemable RRSP and RRIF 2.500%
2 Year Higher Rate (Rates effective 2019-05-03) Rates
Year 1 Higher Rate 2.200%
Year 2 Higher Rate 2.290%
3 Year Rate Climber RRSP and RRIF (Rates effective 2019-05-03) Rates
Year 1 Rate Climber RRSP and RRIF 2.200%
Year 2 Rate Climber RRSP and RRIF 2.300%
Year 3 Rate Climber RRSP and RRIF 2.750%
5 Year Rate Climber (Rates effective 2019-05-03) Rates
Year 1 Rate Climber, Paid Annually 2.200%
Year 2 Rate Climber, Paid Annually 2.250%
Year 3 Rate Climber, Paid Annually 2.300%
Year 4 Rate Climber, Paid Annually 2.650%
Year 5 Rate Climber, Paid Annually 3.600%
Year 1 Rate Climber Compounding 2.100%
Year 2 Rate Climber Compounding 2.150%
Year 3 Rate Climber Compounding 2.200%
Year 4 Rate Climber Compounding 2.550%
Year 5 Rate Climber Compounding 3.500%
RRSP Loans (Rates effective 2019-05-01) Rates
RRSP Catch-Up Loan Fixed Rate, starting from 3.850%
RRSP Catch-Up Loan Variable Rate, starting from 4.950%
RRSP Re-Advanceable Loan 3.450%
 

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