RRSP and RRIF Rates

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Specialty RRSPs and RRIFs (Rates effective 2018-04-10) Rates
RRSP and RRIF Optimiser 2.650%
RRSP Pay Day Plan 1.200%
15 Month Reinvestable RRSP and RRIF 1.550%
Redeemable RRSPs and RRIFs (Rates effective 2018-04-10) Rates
12 Month Redeemable RRSP and RRIF 1.200%
Non-Redeemable RRSPs and RRIFs (Rates effective 2018-04-10) Rates
12 Month Non-Redeemable RRSP and RRIF 2.250%
15 Month Non-Redeemable RRSP and RRIF 1.850%
18 Month Non-Redeemable RRSP and RRIF 2.250%
24 Month Non-Redeemable RRSP and RRIF 2.200%
36 Month Non-Redeemable RRSP and RRIF 2.350%
48 Month Non-Redeemable RRSP and RRIF 2.300%
60 Month Non-Redeemable RRSP and RRIF 2.650%
2 Year Higher Rate (Rates effective 2018-04-10) Rates
Year 1 Higher Rate 1.450%
Year 2 Higher Rate 3.050%
3 Year Rate Climber RRSP and RRIF (Rates effective 2018-04-10) Rates
Year 1 Rate Climber RRSP and RRIF 1.250%
Year 2 Rate Climber RRSP and RRIF 1.500%
Year 3 Rate Climber RRSP and RRIF 4.050%
5 Year Rate Climber (Rates effective 2018-04-10) Rates
Year 1 Rate Climber, Paid Annually 1.700%
Year 2 Rate Climber, Paid Annually 1.800%
Year 3 Rate Climber, Paid Annually 2.700%
Year 4 Rate Climber, Paid Annually 2.850%
Year 5 Rate Climber, Paid Annually 3.800%
Year 1 Rate Climber Compounding 1.600%
Year 2 Rate Climber Compounding 1.700%
Year 3 Rate Climber Compounding 2.600%
Year 4 Rate Climber Compounding 2.750%
Year 5 Rate Climber Compounding 3.700%
RRSP Loans (Rates effective 2018-02-13) Rates
RRSP Catch-Up Loan Fixed Rate, starting from 3.850%
RRSP Catch-Up Loan Variable Rate, starting from 4.200%
RRSP Re-Advanceable Loan 2.950%
 

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