RRSP and RRIF Rates
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Specialty RRSPs and RRIFs (Rates effective 2021-01-13) | Rates |
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RRSP and RRIF Optimiser | 1.000% |
RRSP Pay Day Plan | 0.400% |
15 Month Reinvestable RRSP and RRIF | 0.700% |
Redeemable RRSPs and RRIFs (Rates effective 2021-01-13) | Rates |
---|---|
12 Month Redeemable RRSP and RRIF | 0.400% |
Non-Redeemable RRSPs and RRIFs (Rates effective 2021-01-13) | Rates |
---|---|
12 Month Non-Redeemable RRSP and RRIF | 0.600% |
15 Month Non-Redeemable RRSP and RRIF | 0.700% |
18 Month Non-Redeemable RRSP and RRIF | 0.700% |
24 Month Non-Redeemable RRSP and RRIF | 0.650% |
36 Month Non-Redeemable RRSP and RRIF | 0.700% |
48 Month Non-Redeemable RRSP and RRIF | 0.800% |
60 Month Non-Redeemable RRSP and RRIF | 1.000% |
2 Year Higher Rate (Rates effective 2021-01-13) | Rates |
---|---|
Year 1 Higher Rate | 0.600% |
Year 2 Higher Rate | 0.650% |
3 Year Rate Climber RRSP and RRIF (Rates effective 2021-01-13) | Rates |
---|---|
Year 1 Rate Climber RRSP and RRIF | 0.700% |
Year 2 Rate Climber RRSP and RRIF | 0.800% |
Year 3 Rate Climber RRSP and RRIF | 2.050% |
5 Year Rate Climber (Rates effective 2021-01-13) | Rates |
---|---|
Year 1 Rate Climber, Paid Annually | 0.600% |
Year 2 Rate Climber, Paid Annually | 0.650% |
Year 3 Rate Climber, Paid Annually | 0.700% |
Year 4 Rate Climber, Paid Annually | 0.750% |
Year 5 Rate Climber, Paid Annually | 1.800% |
Year 1 Rate Climber Compounding | 0.500% |
Year 2 Rate Climber Compounding | 0.550% |
Year 3 Rate Climber Compounding | 0.600% |
Year 4 Rate Climber Compounding | 0.650% |
Year 5 Rate Climber Compounding | 1.700% |
RRSP Loans (Rates effective 2021-02-03) | Rates |
---|---|
RRSP Catch-Up Loan Fixed Rate, starting from | 3.850% |
RRSP Catch-Up Loan Variable Rate, starting from | 3.450% |
RRSP Re-Advanceable Loan | 1.950% |