We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.


Can't find a rate? Contact us online or phone 604-517-0100.

Westminster Savings Prime Rate (Rates effective 2020-03-31) Rates
Prime Rate 2.450%
Foreign Exchange Rates (Rates effective 2021-04-09) Buying Selling
USD Exchange Rates 1.2784 1.2323
GBP Exchange Rates 1.7897 1.6603
EUR Exchange Rates 1.5507 1.4386
Chequing and Savings Accounts (Rates effective 2020-09-03) Rates
High Interest Savings Account 0.100%
Business Investor Savings Account 0.100%
Key Term Deposit Rates Rates
Year 1 Rate Climber, Paid Annually 0.700%
Year 2 Rate Climber, Paid Annually 0.800%
Year 3 Rate Climber, Paid Annually 2.050%
Key Personal Loan Rates Rates
Seven Year Vehicle Loan 4.450%
Home Equity Line of Credit, starting from 2.950%
Key Mortgages Rates* Rates
Variable Rate 1.700%
1 Year Fixed 2.040%
Key RRSP and RRIF Rates Rates
RRSP Pay Day Plan 0.350%
RRSP and RRIF Optimiser 0.950%

All rates are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.

*Rates shown are Annual Percentage Rates (APR). APR is for a mortgage of $100,000 with monthly payments and a 25 year amortization. APR assumes no fees apply. Should fees apply, your APR would increase. Rates subject to change.


Find Branch/ATM

Enter address, postal code or branch name

Need help?

See all our contact options.