We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Two Year Higher Rate

Our Two Year Higher Rate earns good interest without locking away funds for a long time. With only a $1,000 minimum deposit the interest rate will rise in the second year.

Apply online

visit a branch near you or call 604-517-0100 to set up your term today.

The Two Year Higher Rate term deposit is a great account for members who have money to put away now for a renovation, vehicle purchase or vacation a couple of years into the future.

Term Features

  • Two year term deposit featuring escalating interest rates over the course of the term.
  • Interest rate in year two will be higher than in year one.
  • Reinvestible without penalty on the first year anniversary date.

Terms & Conditions

  • Term length of two years/li>
  • Minimum $1000.00 initial deposit
  • Escalating interest rate
  • Reinvestable (only) without penalty on anniversary date
  • Interest payout is compounding
  • Renews automatically into another Two Year Higher Rate term deposit at maturity

Talk to a Financial Expert today.

Our financial experts will answer any of your term deposit questions. Call us at 604-517-0100 or send us your question online and we'll respond to you within one business day.

Term Deposit Guide

Learn about term deposits and how they can benefit your savings plan.

See the guide...

Need help?

See all our contact options.

Current Rates

2 Year Higher Rate

Year 1


Year 2