Long Term Deposits

Long term deposits - from one year to five years - are the cornerstone of any savings or investment plan.

Apply online

visit a branch near you or call 604-517-0100 to set up your term today.


Available as redeemable, non-redeemable, monthly interest, and U.S. dollar term deposits.

Term Features

  • Redeemable long term deposits provide greater flexibility at a fixed rate of interest. Interest is non-compounding: it will pay annually to a chequing or savings account. Partial withdrawals are pemitted on one year term deposits (one withdrawal per quarter). An initial $1,000.00 minimum deposit is required; this is reduced to $500.00 for Junior members
  • Non-redeemable Long term deposits pay a higher fixed rate of interest. Interest can be paid annually to a chequing or savings account or it can compound - earning interest upon interest. An initial $1,000.00 minimum deposit is required; this is reduced to $100.00 for Junior members.
  • Monthly interest Long term deposits pay fixed interest earned every month into a chequing or savings account. Requiring a minimum balance of $5,000.00 and non-redeemable for its length, monthly interest Long term deposits are available in 9, 12, 18, 24, 36, 48 or 60 month terms.
  • Non-redeemable Long term deposits denominated in U.S. funds. With a minimum deposit of $1,000.00 you can protect your U.S. dollars from currency fluctuations and earn higher interest over the longer term

Terms & Conditions

  • Term lengths of 9 months (monthly-interest only ), 12 months, 15 month,18 months, 24 months, 36 months, 48 months, 60 months
  • Minimum deposit of $1,000.00 for redeemable, non-redeemable and U.S. dollar terms
  • Minimum deposit of $5,000.00 monthly interest terms
  • Fixed interest rate
  • Redeemable terms may carry a penalty for early withdrawals
  • Non-redeemable, monthly interest, U.S. dollar are not redeemable
  • Redeemable interest paid annually to chequing or savings account
  • Non-redeemable interest paid annually to chequing or savings account
  • Monthly interest paid monthly to chequing or savings account
  • U.S. dollar interest paid annually to USD chequing or USD savings account
  • Redeemable terms allow for partial withdrawals on one year term

Talk to a Financial Expert today.

Our financial experts will answer any of your term deposit questions. Call us at 604-517-0100 or send us your question online and we'll respond to you within one business day.



 

Current Rates

Long Term Redeemable

12 Month

1.10%

18 Month

1.10%

24 Month

1.10%

36 Month

1.10%

48 Month

1.10%

60 Month

1.10%

Long Term Non-Redeemable (Paid Annually)

12 Month

1.35%

15 Month

1.20%

18 Month

1.25%

24 Month

1.25%

36 Month

1.35%

48 Month

1.35%

60 Month

1.60%

Long Term Non-Redeemable (Paid Monthly)

9 Month

0.50%

12 Month

1.10%

18 Month

1.00%

24 Month

1.00%

36 Month

1.10%

48 Month

1.10%

60 Month

1.35%

Long Term Non-Redeemable (Compounding)

12 Month

1.35%

18 Month

1.20%

24 Month

1.24%

36 Month

1.31%

48 Month

1.29%

60 Month

1.50%

U.S. Long Term

12 Month

0.40%

24 Month

0.50%

36 Month

0.55%

48 Month

0.80%

60 Month

1.10%

Term Deposit Guide

Learn about term deposits and how they can benefit your savings plan.

See the guide...

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