Five Year Rate Climber
visit a branch near you or call 604-517-0100 to set up your term today.
Features
Redeem or reinvest without penalty
- The Five Year Rate Climber is redeemable or reinvestable without penalty on each anniversary date.
Maximize your savings
- Your Five Year Rate Climber can compound annually or pay out annually. Maximize your savings by compounding the interest earned annually: each year the interest earned will be deposited back into the account, effectively earning interest on the interest you've already earned.
100% deposit guarantee
- Like all credit union accounts, your reinvestable term deposit is guaranteed by unlimited CUDIC insurance.
Terms & Conditions
| Five Year Rate Climber Terms & Conditions | |
|---|---|
| Term length: | Five Years |
| Minimum deposit: | $1,000.00 |
| Interest rate: | Escalating, see our term deposit interest rates Note different rates for compounding and annual interest options |
| Redeemable: | Without penalty on each anniversary date |
| Currency: | Canadian (CAD) |
| Interest Payout: | For annual interest, to chequing or savings account on anniversary date For compounding interest, to chequing or savings account at end of five year term |
| Other: | Partial withdrawals are not permitted |
Tools & Calculators
Understanding Term Deposits
Use our online guide to get a better understanding of term deposits.
Financial Planning
Get sound advice about investing, retirement and estate planning
Investment options
We have savings and investment options for any type of person
Financial planning team
Speak to one of our certified Financial Planners
Net Worth Calculator
When you add it all up what are you worth?
Compound Interest Calculator
See the Power of Compounding.
Talk to a Financial Expert today.
Our financial experts will answer any of your term deposit questions. Call us at 604-517-0100 or send us your question online and we'll respond to you within one business day.
