We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

RRSP Optimiser

Be rewarded for taking the long view: invest your funds in a RRSP Optimiser now and then relax until you turn 71 while your money earns a premium interest rate all the while.

Apply online

visit a branch near you or call 604-517-0100 to set up an RRSP today.

This variable rate term is linked to the 5-year non-redeemable RRSP term deposit rate but also offers a range of redemption features that provide flexibility and protection against fluctuations in interest rates.


  • Save time and earn money: invest in a RRSP Optimiser term deposit now and it will keep going, without expiring or renewing, until you turn 71
  • Interest rates are linked to high-earning five year non-redeemable RRSP term deposit - protect yourself from interest rate fluctuations
  • Begin with as little as $1,000.00 and contribute automatically until you turn 71
  • Interest compounds annually - earn interest on your interest
  • Withdraw a portion of your money each year as you need it

Apply for or contribute to an RRSP

Don't have a Westminster Savings RRSP?
Apply online, on the phone at 604-517-0100 or at your nearest branch.

Contribute to a Westminster Savings RRSP
If you already have a WSCU RRSP you can contribute to it in Online Banking, on the phone at 604-517-0100 or at your nearest branch.


Need help?

See all our contact options.