RRSP Term Deposits

RRSP Term Deposits

RRSP term deposits are an important of any well-rounded savings plan. They provide guaranteed growth over shorter and/or longer terms.

Apply online

visit a branch near you or call 604-517-0100 to set up an RRSP today.

Term Deposit Options

We all know saving for retirement is important, whether you are just starting or are nearing retirement age. We offer several plans to help you prepare for your future.

  • Non-Redeemable Terms

    The deposits feature fixed interest rates and are suitable if you are seeking to maximize your savings for a longer term. A minimum $1,000 investment with terms of 12, 15, 18, 24, 36, 48 and 60 months are available.

    Apply online

  • Redeemable Terms

    If you do not want to lock into a fixed term but still wish to earn higher interest than a variable rate deposit then this is a good choice. A minimum deposit of $1,000 with terms of 12, 15, 18, 24, 36, 48 and 60 months are available

    Apply online

Current Rates

Can't find a rate? Contact us online or phone 604-517-0100.

Non-RedeemableRates
12 Months 1.15%
15 Month 1.20%
18 Month 1.35%
24 Month 1.40%
36 Month 1.50%
48 Month 1.55%
60 Month 1.80%
RedeemableRates
12 Months 1.00%
15 Month 0.95%
18 Month 1.00%
24 Month 1.00%
36 Month 1.00%
48 Month 1.05%
60 Month 1.30%

Apply for or contribute to an RRSP

Don't have a Westminster Savings RRSP?
Apply online, on the phone at 604-517-0100 or at your nearest branch.

Contribute to a Westminster Savings RRSP
If you already have a WSCU RRSP you can contribute to it in Online Banking, on the phone at 604-517-0100 or at your nearest branch.