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Regular Mortgages

Fixed Rate Mortgages

Our regular home mortgage option is perfect for those with a down payment of 20% or more for a home.

Apply online

visit a branch near you or call 604-517-0100 to get started today.

Our fixed rate mortgages offer great rates and flexible terms.

Mortgage Features

  • A down payment of at least 20% reduces overall borrowing costs
  • Weekly, accelerated bi-weekly and monthly borrowing schedules
  • Double up payments on any payment due date
  • 20% of original balance can be deposited with no penalty on each anniversary date
  • Interest rate is fixed during the course of the term
  • Is assumable and portable
  • 90-day rate guarantee available
  • Life and Disability insurance available

Term & Conditions

  • Requires a minimum down payment of 20%
  • Eligible security includes primary residences or revenue properties
  • Can be administered as first, second or third mortgages as long as total loans outstanding on the property does not exceed 80% of the appraised value
  • Maximum mortgage amortization period is 30 years
  • Interest compounds semi-annually
  • Suspension of scheduled payments not permitted

We always give you our best rate.

Westminster Savings doesn't make you guess or negotiate a mortgage rate: we always give you our best rate. See our mortgage interest rates online.

Save on banking

Get a discount on your daily banking with a mortgage from Westminster Savings.

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Current Rates

First Mortgages

Variable Rate


5 Year Variable
Special Insured


6 Month Open


1 Year Open


1 Year Fixed


2 Year Fixed


3 Year Fixed


4 Year Fixed


5 Year Fixed


5 Year Fixed
Special Insured


5 Year Great Rate


7 Year Fixed


10 Year Fixed


Second Mortgages

1 Year Fixed


2 Year Fixed


3 Year Fixed


Third Mortgages

1 Year Fixed