We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Short Term Loans

A Short-Term Personal Loan is an excellent solution for short-term liquidity needs.

Loan features

  • Various term lengths from a few days to up to three months
  • Preferred interest rates are available when the loan is secured by a Westminster Savings term deposit
  • Life insurance is available
  • Can be paid off at any time without penalty

This is a good loan option for...

  • Members with short-term financing needs.
  • Members waiting for the settlement of an estate or the collection of a receivable.

Loan interest information

Westminster Savings doesn't make you guess or negotiate a loan rate: we always give you our best rate. See our loan interest rates online.

Loan terms and conditions

  • No pre-payments permitted: the loan can be paid off at any time or regular payments can be made
  • At the end of the loan term the principle and remaining interest is due in full
  • Variable interest rate based upon Westminster Savings Prime A rate

Act Now! Apply for this loan

  • Apply online using a secure application form
  • Phone our Member Service Centre at 604-517-0100 (toll-free 1-877-506-0100)
  • Visit your closest branch to speak to a mortgage specialist