We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Seven Year Vehicle Loan

We can help make your next vehicle purchase easier to swallow with our unique Seven-Year Vehicle Loan.

Loan features

  • An excellent alternative to leasing
  • 100% financing, including applicable taxes, fees and insurance premiums
  • No pre-payment penalties - an open loan that can be paid off in full or in part at any time
  • No mileage restrictions
  • Weekly and bi-weekly payment options available
  • Life and Disability insurance available
  • Loan can be amortized up to seven years

Loan interest information

Westminster Savings doesn't make you guess or negotiate a loan rate: we always give you our best rate. See our current rates.

Loan terms and conditions

  • Vehicle must be for personal use only
  • Loan must be secured
  • Application is subject to credit approval
  • Minimum loan amount is $20,000.00
  • Interest rate is linked to Prime Rate
  • Age of vehicle restrictions may apply
  • Contact the Member Service Centre (604-517-0100) for full details

Tip! See for yourself

A longer loan term makes sense for newer vehicle purchases: we can spread the purchasing cost of your vehicle over a longer period of time.

  • Enter the number 60 (or less) into the months field in our Loan Calculator to see what a regular termed loan payment will be...
  • ... then enter 84 to determine your payments for a Seven Year Vehicle Loan. Try it now.

Act Now! Apply for this loan

  • Apply online using a secure application form
  • Phone our Member Service Centre at 604-517-0100 (toll-free 1-877-506-0100)
  • Visit your closest branch to speak to a mortgage specialist
The current rate for this loan is: (Rates effective 2021-02-03)
Seven Year Vehicle Loan 4.450%