We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Personal Loans

Let us help you to purchase what you need now with a Personal Loan.

Loan features

  • Regular fixed payments on a weekly or bi-weekly basis
  • Can be secured or unsecured
  • Can be paid off at anytime without penalty
  • 100% financing is available
  • Pre-authorized payments can be set up to automatically debit a demand account
  • Life and disability insurance is available
  • Fixed or variable rate interest options available
  • Set up a structured repayment schedule that enables you to adjust your monthly cash flow accordingly

A personal loan is a good option for...

  • Members who need to borrow money to make purchases at rates lower than those offered by credit card companies.
  • Members who need funds to make a one-time purchase. 

Loan interest information

Westminster Savings doesn't make you guess or negotiate a loan rate: we always give you our best rate. See our loan interest rates online.

Loan terms and conditions

  • Personal loans are amortized and repaid over a specific period of time ranging from 12 to 60 months
  • Personal loan details are outlined and documented before the loan is disbursed
  • Interest rate reductions apply to secured loans

Act Now! Apply for this loan

  • Apply online using a secure application form
  • Phone our Member Service Centre at 604-517-0100 (toll-free 1-877-506-0100)
  • Visit your closest branch to speak to a mortgage specialist