We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Personal Lines of Credit

A Personal Line of Credit ensures that you can make a purchase or investment when you need to.

Line of credit features

  • Write yourself a loan by writing a cheque up to the personal authorized limit
  • A single loan application, upon approval, establishes the line of credit and gives access to continuous credit
  • No fixed repayment schedule
  • Pay interest only on the amount owing, for the time it is owing
  • Minimum monthly payment of interest only
  • Lower interest rates than most credit cards or department store cards
  • Free all-in-one account statement including cancelled cheques

A personal line of credit is a good solution for...

  • Members who require additional funds at unanticipated times
  • Members who want additional financial security

Line of credit interest information

Westminster Savings doesn't make you guess or negotiate a personal line of credit rate: we always give you our best rate. See our line of credit interest rates online.

Line of credit terms and conditions

  • $5,000.00 minimum amount

Act Now! Apply for this line of credit

  • Apply online using a secure application form
  • Phone our Member Service Centre at 604-517-0100 (toll-free 1-877-506-0100)
  • Visit your closest branch to speak to a mortgage specialist