We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.
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Collabria Credit Cards

We are pleased to introduce our exciting lineup of Visa credit cards. Whatever your needs, we have the right card for you.

Important note regarding your Credit Card payments

As a reminder, if you have not already done so, please update your Bill Payee details in online and mobile banking to reflect your new Collabria card number by May 1st, 2019. This will ensure that your payments are applied to you Collabria Visa account. Alternatively, you can make payments to your Collabria Visa using MyCardInfo. If you have any questions about this, please visit a branch or contact us online.

VISA Cash Back

Westminster Savings Collabria Cash Back Visa*

  • 19.9% fixed annual interest rate
  • No annual fee
  • 1 point for every $1 spent1
  • DOUBLE points for gas purchase1
  • Purchase protection and extended warranty3
  • Mobile device insurance3

Westminster Savings Collabria Travel Rewards Visa

Westminster Savings Collabria Travel Rewards Visa* Gold

  • 19.9% fixed annual interest rate
  • $99 annual fee
  • 1 point for every $1 spent1
  • DOUBLE points on purchases in foreign currencies1
  • Purchase protection and extended warranty3

Westminster Savings Collabria US Dollar Visa

Westminster Savings Collabria US Dollar Visa*

  • 19.9% fixed annual interest rate
  • $50 USD annual fee
  • 1 point for every $1 USD spent1
  • Purchase protection and extended warranty3
  • 24/7 travel assistance5

Westminster Savings Collabria Centra Visa

Westminster Savings Collabria Centra Visa* Gold

  • 9.9% fixed annual interest rate
  • $50 annual fee
  • 1 point for every $1 spent1
  • Purchase protection and extended warranty3

Westminster Savings Collabria FlexRate Visa

Westminster Savings Collabria FlexRate Visa*

  • Prime rate + 6.9% - 15.9% variable interest rate
  • $40 annual fee
  • 1 point for every $1 spent1
  • Purchase protection and extended warranty3
  • Mobile device insurance3

Westminster Savings Collabria Visa

Westminster Savings Collabria Visa* Classic

  • 11.9% fixed annual interest rate
  • $30 annual fee
  • Purchase protection and extended warranty3
  • Mobile device insurance3

VISA Desjardins Student

Westminster Savings Collabria Student Visa*

  • 11.9% fixed annual interest rate
  • No annual fee
  • Purchase protection and extended warranty3
  • Mobile device insurance3

Westminster Savings Collabria Visa Infinite

Westminster Savings Collabria Visa Infinite*

  • 19.9% fixed annual interest rate
  • $120 annual fee
  • 2 points for every $1 spent1
  • Purchase protection and extended warranty3
  • Mobile device insurance3
  • Price protection
  • 24/7 travel assistance5

Compare all Cards

For more information on each credit card, click here to see our product matrix!

Rewards Points

With each purchase on select credit cards, you automatically accumulate REWARDS POINTS that can be exchanged for a wide range of quality products and services. 

Disclaimers
1REWARDS
Eligibility for rewards and/or account credit is subject to the terms and conditions of the Collabria MySelect Rewards and Cash Rewards programs. For full terms and conditions, visit collabriacreditcards.ca/abccu.

2ZERO LIABILITY

Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:

1. you have used reasonable care in protecting your card from loss or theft; and

2. you have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or

1.515.343.8995 (International Collect) when you knew that your credit card was lost or stolen. If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.

3INSURANCE

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards. ca/abcu. Insurance coverage is subject to change.

4INSURANCE

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca/abcu. Some conditions and restrictions apply. Insurance coverage is subject to change.

524/7 TRAVEL ASSISTANCE

24/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca/abcu. Eligibility is conditional on the card account being active and in good standing.Coverage is subject to change. The products, features, benefits and rewards are valid as of July 1, 2017 unless otherwise noted and are subject to change. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
 

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