U.S. Chequing Account
The U.S. Chequing Account lets you deposit funds and write cheques in U.S. dollars without having to convert the funds to and from Canadian currency.
visit a branch near you or call 604-517-0100 to get started today.
Account Details
This is a good account for members who do frequent transactions in U.S. dollars or who travel to and from the United States regularly.
Account Features
- Free transactions with a $2000 minimum monthly balance
- Tiered rate of interest that rewards members with a minimum monthly balance of $1000.00
- Personalized cheques for writing U.S. denominated cheques
- Ideal account for depositing U.S. dollar drafts, money orders, cheques or cash
- Statements with returned cheque images
- Monthly E-Statements and cheque images available online
- Optional monthly paper statement for $2
- Transfer funds in Online Banking
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Account interest is tiered based on account balance:
- $0.00 to $1,000.00
- $1,000.01 to $3,000.00
- $3,000.01 to $5,000.00
- $5,000.01 to $25,000.00
- $25,000.01 and over
Terms & Conditions
- Account cannot be used to pay bills
- All fees and associated earned interest rate are paid in U.S. funds
- Direct payment and pre-authorized payments are not available
- A minimum monthly balance of $1000 must be maintained to earn interest.
Current Fees
Free transactions do not include Interac ($1.75) or Internationl ATM ($2.50) network fees.
| U.S. Chequing Fees | Fee |
|---|---|
| Monthly Maintenance Fee | $2.25 |
| Minimum Monthly Balance For Waived Transaction Fees | $2000.00 |
| Cheques | $0.60 |
| In-branch Withdrawals and Transfers | $0.60 |
| E-Statement and images of cheques | Free |
| Minimum Monthly Balance for Interest Paid | $1000.00 |
Member Benefits
All of our accounts come complete with services catered to helping our members save time and money.
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Planning and Advice
We have an experienced and professional team of Financial Planners throughout the lower mainland to help you.
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24/7 Account Access
Check your balance, deposit cheques and pay bills from anywhere with free online and mobile banking.
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Ding Free® ATMs
All Westminster Savings customers enjoy access to over 3,200 surcharge-free ATMs across the country.
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Transfer Me!
A convenient way to switch any of your accounts at another financial institution to Westminster Savings.
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Win Win Member Referrals
Members who introduce someone they know to Westminster Savings enjoy rewards for sharing their good experiences.
Apply for a U.S. Chequing Account
New to Westminster Savings?
Contact us online, on the phone at 604-517-0100 or at your nearest branch.
Already a member?
If you are already a member you can can open a U.S Chequing Account over the phone at 604-517-0100 or at your nearest branch.
