We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

U.S. Chequing Account

The U.S. Chequing Account lets you deposit funds and write cheques in U.S. dollars without having to convert the funds to and from Canadian currency.

Contact Us

visit a branch near you or call 604-517-0100 to get started today.

Account Details

This is a good account for members who do frequent transactions in U.S. dollars or who travel to and from the United States regularly.

Account Features

  • Free transactions with a $2000 minimum monthly balance
  • Tiered rate of interest that rewards members with a minimum monthly balance of $1000.00
  • Personalized cheques for writing U.S. denominated cheques
  • Ideal account for depositing U.S. dollar drafts, money orders, cheques or cash
  • Statements with returned cheque images
  • Monthly E-Statements and cheque images available online
  • Optional monthly paper statement for $2
  • Transfer funds in Online Banking
  • Account interest is tiered based on account balance:
    • $0.00 to $1,000.00
    • $1,000.01 to $3,000.00
    • $3,000.01 to $5,000.00
    • $5,000.01 to $25,000.00
    • $25,000.01 and over

Terms & Conditions

  • Account cannot be used to pay bills
  • All fees and associated earned interest rate are paid in U.S. funds
  • Direct payment and pre-authorized payments are not available
  • A minimum monthly balance of $1000 must be maintained to earn interest.

Current Fees

Free transactions do not include Interac ($1.75) or Internationl ATM ($2.50) network fees.

U.S. Chequing Fees Fee
Monthly Maintenance Fee $2.25
Minimum Monthly Balance For Waived Transaction Fees $2000.00
Cheques $0.60
In-branch Withdrawals and Transfers $0.60
E-Statement and images of cheques Free
Minimum Monthly Balance for Interest Paid $1000.00


Member Benefits

All of our accounts come complete with services catered to helping our members save time and money.

Apply for a U.S. Chequing Account

New to Westminster Savings?
Contact us online, on the phone at 604-517-0100 or at your nearest branch.

Already a member?
If you are already a member you can can open a U.S Chequing Account over the phone at 604-517-0100 or at your nearest branch.


Need help?

See all our contact options.