Regular Chequing Account

Our Regular Chequing Account is an all-purpose banking account that provides you with the services that you need and lets you pay as you go.

Apply online

visit a branch near you or call 604-517-0100 to get started today.

Account Details

This is a good day-to-day account for regular, junior and golden members who maintain low balances and have little account activity.

Account Features

  • Pay As You Go: low activity means low fees
  • Access to all electronic services, including Online Banking, Tel Express, MemberCard debit cards and ATMs
  • Detailed monthly statements with cheque images
  • No service charges for Golden members

Terms & Conditions

  • This account does not pay interest except for Golden members who maintain a minimum monthly balance of $500.00.
  • Regular members are subject to standard transaction fees; see Regular Chequing Fees below.
  • Junior members (members aged twelve to eighteen years old) receive this account with no service charges (except for in-branch bill payments) regardless of their balance.
  • Golden members (members aged 60 years and older) receive this account with no service charges regardless of their balance.
  • No interest is earned on Regular or Junior accounts.

Current Fees

Free transactions do not include Interac ($1.75) or Internationl ATM ($2.50) network fees.

Regular Chequing FeesFee
Monthly Maintenance Fee $1.50
Minimum Monthly Balance For Waived Transaction Fees N/A
Cheque $0.60
In-branch Withdrawal $0.75
In-branch Bill Payment $0.50
Pre-Authorized Payment $0.50
ATM Withdrawal or Transfer $0.50
Point-Of-Sale Direct Payment $0.45
Electronic Bill Payment or Transfer1 $0.50
Statement with images of cheques Free
Minimum Monthly Balance for Interest Paid None

1 Includes transactions on Online Banking and Tel-Express

Member Benefits

All of our accounts come complete with services catered to helping our members save time and money.

Apply for a Regular Chequing Account

New to Westminster Savings?
Apply online, on the phone at 604-517-0100 or at your nearest branch.

Already a member?
If you are already a member you can can open a Regular Chequing Account over the phone at 604-517-0100 or at your nearest branch.


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