We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Regular Chequing Account

Our Regular Chequing Account is an all-purpose banking account that provides you with the services that you need and lets you pay as you go.

Apply online

visit a branch near you or call 604-517-0100 to get started today.

Account Details

This account is FREE for Junior members and Golden members! It is also a good day to day account for everyone else in between, who maintain low balances and have little account activity.

Account Features

  • Pay As You Go: low activity means low fees
  • Access to all electronic services, including Online Banking, Tel Express, MemberCard debit cards and ATMs
  • Detailed monthly E-Statements and cheque images available online
  • Optional monthly paper statement for $2
  • No service charges for Golden members (age 60+) and Junior Members (age 18 years or younger).*

Terms & Conditions

  • This account does not pay interest except for Golden members who maintain a minimum monthly balance of $500.00.
  • Regular members are subject to standard transaction fees; see Regular Chequing Fees below.
  • Junior members (members aged twelve to eighteen years old) receive this account with no service charges (except for in-branch bill payments) regardless of their balance. *
  • Golden members (members aged 60 years and older) receive this account with no service charges regardless of their balance. *
  • No interest is earned on Regular or Junior accounts.

  • * Does not include $2 for paper statements or $1 for E-Transfers.

Current Fees

Free transactions do not include Interac ($1.75) or Internationl ATM ($2.50) network fees.

Regular Chequing FeesFee
Monthly Maintenance Fee $1.50
Minimum Monthly Balance For Waived Transaction Fees N/A
Cheque $0.60
In-branch Withdrawal $0.75
In-branch Bill Payment $0.50
Pre-Authorized Payment $0.50
ATM Withdrawal or Transfer $0.50
Point-Of-Sale Direct Payment $0.45
Electronic Bill Payment or Transfer1 $0.50
E-Statement and images of cheques Free
Minimum Monthly Balance for Interest Paid None

1 Includes transactions on Online Banking and Tel-Express

Member Benefits

All of our accounts come complete with services catered to helping our members save time and money.

Apply for a Regular Chequing Account

New to Westminster Savings?
Apply online, on the phone at 604-517-0100 or at your nearest branch.

Already a member?
If you are already a member you can can open a Regular Chequing Account over the phone at 604-517-0100 or at your nearest branch.

* does not include e-Transfers

Need help?

See all our contact options.