We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Daily Interest Chequing Account

The Daily Interest Chequing Account is an all-purpose banking account that provides you with the services that you need and rewards you for high balances.

Apply online

visit a branch near you or call 604-517-0100 to get started today.

Account Details

This is a good day-to-day banking account for regular, junior and golden members who maintain high balances and have little account activity.

Account Features

  • Earn interest on your account by maintaining a minimum balance of $1000.00 throughout the entire month.
  • Pay As You Go: low activity means low fees
  • Avoid transaction fees by maintaining a minimum balance of $2000.00 throughout the entire month.
  • Access to all electronic services, including Online Banking, Tel Express, MemberCard debit cards and ATMs
  • Detailed monthly E-statements and cheque images available online
  • Account interest is tiered based on account balance:
    • $0.00 to $1,000.00
    • $1,000.01 to $3,000.00
    • $3,000.01 to $5,000.00
    • $5,000.01 to $25,000.00
    • $25,000.01 and over

Terms & Conditions

  • Junior members (members aged twelve to eighteen years old) receive this account with no service charges (except in-branch bill payments) regardless of their balance.
  • Golden members (members aged 60 years and older) receive this account with no service charges regardless of their balance.
  • Phone our Member Service Centre at 604-517-0100 or visit a branch for a description of the account terms and conditions.

Current Fees

Free transactions do not include Interac ($1.75) or Internationl ATM ($2.50) network fees.

Daily Interest Chequing FeesFee
Monthly Maintenance Fee $2.25
Minimum Monthly Balance For Waived Transaction Fees1 $2,000.00
Cheque $0.60
In-branch Withdrawal or Transfer $0.75
In-branch Bill Payment $0.50
Pre-Authorized Payment $0.50
ATM Withdrawal or Transfer $0.50
Point-Of-Sale Direct Payment $0.45
Electronic Bill Payment or Transfer2 $0.50
E-Statement and images of cheques Free
Minimum Monthly Balance for Interest Paid $1,000.00

1 Waived transaction fees do not include in-branch bill payments and Interact e-Transfers
2 Includes transactions on Online Banking and Tel-Express

Member Benefits

All of our accounts come complete with services catered to helping our members save time and money.

Apply for a Daily Interest Chequing Account

New to Westminster Savings?
Apply online, on the phone at 604-517-0100 or at your nearest branch.

Already a member?
If you are already a member you can can open a Daily Interest Chequing Account over the phone at 604-517-0100 or at your nearest branch.


Need help?

See all our contact options.