Wealth Insights - June 2017

Wealth Insights

June 2017

Feel good about your investments

We do a lot to leave lighter footprints on the earth. We recycle. We choose fuel-efficient cars. And in increasing numbers, we invest ethically.

In Canada, more than $1 trillion1 is invested according to one or more responsible investing strategies. The sector is growing thanks to interest from pension plans, investment managers, and individual investors – and it’s not all altruism.

Companies that emphasize responsibility towards their customers, employees, and communities may be more profitable than companies that don’t. They may attract more customers because of a good reputation, charge premium prices for goods and services, and use more efficient processes to minimize their environmental impact.

In fact, a recent comparison of the Jantzi Social Index (JSI) to the S&P/TSX Composite Index found that the JSI outperformed over three years, five years and 10 years.2

Mutual funds are one of the easiest ways to capitalize on the benefits of ethical investing. In helping you find the sustainable fund that’s right for you, we’ll check:

  • Mandate. The fund’s objectives should align with your priorities, without placing too many restrictions on the manager’s choices.
  • Cost. Funds that focus on responsible investing sometimes come with higher management fees. We weigh cost against value.
  • Track record. We look at risk-adjusted returns over different time periods, and the impact of past decisions on performance.

Get the right advice

Interested in finding out more? Talk to us about how responsible investing may give a lift to your portfolio. Your Credential® advisor will work with you and help you make important planning decisions that extend well beyond where and how you invest. They do more than just manage your investment portfolio; they invest the time, knowledge and emotional discipline to ensure you have a strong financial plan for the future.

At Westminster Savings, we'll help you create an investment strategy that evolves as your life does, and keeps the focus on your goals – not on the things you can't control. Call us at 604-517-0100 or send us your question online and we'll respond to you within one business day.

1 Responsible Investment Association (RIA) 2015 Canadian Responsible Investment Trends Report riacanada.ca/trendsreport

2 Sustainalytics, Jantzi Social Index November 2015 total Returns www.sustainalytics.com

The information contained in this report was obtained from sources believed to be reliable; however, we cannot guarantee that it is accurate or complete. This report is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any mutual funds and other securities. Westminster Savings Financial Planning Ltd., offering financial planning, life insurance and investments, is a wholly owned subsidiary of Westminster Savings Credit Union Ltd. Westminster Savings Financial Planning Ltd., is a trade-mark of Westminster Savings Credit Union Ltd, and is used under license. Mutual funds are offered through Credential Asset Management Inc. Mutual funds, financial planning and other securities are offered through Credential Securities Inc. Credential Securities Inc. is a Member of the Canadian Investor Protection Fund.


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