Things are starting to look a little different, but the way you bank remains the same.
We have a new look and a new promise, learn more at You will continue to bank as you always have for now, using the same banking information, mobile apps and other services.

Online Banking Security: Your Responsibilities

Our members have a part to play to protect their privacy and information when they use Online Banking.

Protect Your Login Information

Together your account number and your Personal Access Code (PAC) are the "keys" that unlock your information in Online Banking.

  • Never share your PAC with anyone, even if they claim they are from Westminster Savings. We will never ask you to reveal your PAC.
  • Memorize your PAC - don't write it down or store it on your PC. If you must write it down, store it in a place that only you know.
  • Select a PAC that is easy to memorize and but difficult to guess, and change it in Online Banking on a regular basis
  • Prevent others from watching you type your account number and PAC.

Be Aware

Use the tools provided by Westminster Savings to prevent your information from being compromised:

  • After you log in to Online Banking, look at the last logged in time and date above your account information: this will tell you the last time your information was accessed in Online Banking.
  • Check your account balances and transactions regularly for unexpected or unauthorized activity.
  • Supported operating systems and web browsers with the latest security patches applied must be used to access online banking.  Unsupported browsers that have known security vulnerabilities may be blocked from accessing online banking.

Smart Computing

Always follow the best practices of personal computing to prevent your information from being compromised:

  • Always log out of secure sites, including Westminster Saving's Online Banking. Never leave your computer unattended while your personal information is available on your screen.
  • Use an up to date and reputable browser that supports 128-bit encryption, and install, use and maintain a quality anti-virus program.
  • If you use a wireless Internet connection, speak to your Internet Service Provider about how you can secure your wireless connection.
  • Empty your browser "cache" to delete copies of webpages that you've visited.
  • Never download or install a program on your computer until you are confident that it is from a trusted and reputable source.
  • Disable automatic "password save" features on your computer.
  • Be especially careful about using Online Banking on public or shared computers: never access personal information on a computer unless you are confident that it - and the network it is connected to - is secure
  • Use the many sources on the internet to understand where you or your computer's security or privacy might be at risk.

If You Are A Target Or Victim

If you are the target or victim of an identity theft or fraud attempt we can help. Read more.