Executive Leadership Team

Gavin Toy - President and Chief Executive Officer

As President and CEO of Westminster Savings, Gavin leads a progressive and dynamic leadership team to help shape and guide the credit union’s strategic direction. Gavin joined Westminster Savings in 2011 as Senior Vice President and CFO, and was appointed President and CEO in 2012. Prior to Westminster Savings, Gavin held a number of executive level positions with the British Columbia Automobile Association (BCAA), another prominent B.C. member-based organization. Most recently he was Senior Vice President and Chief Operations Officer and had responsibility for all customer-facing operations. Spanning a 16-year career at BCAA, other roles included Vice President Business Development, Director of Finance and Corporate Treasurer.

Gavin is a Chartered Professional Accountant (CPA, CA) by training and a KPMG alumnus. He is a graduate of the Queen’s University Executive Leadership program, holds a business degree from Simon Fraser University and is a certified corporate director (ICD.D).

Gavin is board chair at Canuck Place Children’s Hospice and is on the board of Credential Financial Inc. Gavin also chairs an industry forum responsible for unlocking strategic value for Canadian small business owners, and has previously chaired the boards of two national finance companies.

Mary Falconer - Senior Vice President, Chief Financial Officer and Corporate Secretary

As Senior Vice President, Chief Financial Officer and Corporate Secretary, Mary provides financial oversight, leadership and strategic expertise for Westminster Savings and its subsidiaries, and plays a key role in helping position the organization for long-term sustainable growth and success. Mary has executive oversight for all financial and fiscal management aspects of company operations including budgeting, tax, accounting and financial reporting, treasury, business intelligence and enterprise risk management. She also oversees governance, information technology, premises, procurement and contract administration.

Mary has more than 25 years of financial management experience. Prior to joining Westminster Savings in 2013, she was the Group Controller at Vancity Credit Union and spent seven years as the Chief Financial Officer at a wholly owned subsidiary of a Swiss bank with responsibility for its offshore activities in the Caribbean. Mary also spent 13 years in professional services firms, largely in senior audit management roles with PricewaterhouseCoopers and Ernst & Young.

Mary is a Chartered Professional Accountant (CPA, CA) and holds a Bachelor of Commerce degree from the University of Alberta. Mary is a member of the Juvenile Diabetes Research Foundation and is involved in both personal and corporate fundraising for the Foundation.

Maury Kask - Senior Vice President, Consumer Operations and Chief Customer Experience Officer

As Senior Vice President, Consumer Operations and Chief Customer Experience Officer (CXO), Maury is responsible for overseeing our end-to-end customer experience and the execution of customer-centric strategies to enhance customer loyalty and business growth. In this capacity, Maury provides executive level oversight to all of our primary customer service channels including our branch network, Member Service Centre and online/mobile banking channels. Maury also oversees our wealth management and corporate marketing functions, and serves as president of the Westminster Savings Foundation, which is committed to increasing access to arts and active living programming in our local communities. Maury has more than 30 years of experience across a wide range of business sectors including four years working in the United States and in Europe.

Maury is a graduate of Simon Fraser University and completed additional post-graduate education through the Wharton/AT&T School of Business. Maury is a certified Customer Experience Management professional (CCXP), a graduate of Leadership Vancouver’s community leadership program and a Chartered Board Director with a C.Dir designation.

Maury is very active in the community. He currently serves as a director on the board of the Delta Hospital Foundation, and until recently served as vice president of Kids Up Front Vancouver.

Greg Oyhenart - Senior Vice President, Corporate Development and Chief Strategy Officer

As Senior Vice President, Corporate Development and Chief Strategy Officer, Greg leads the development of our corporate strategy and annual operating plans. This includes identifying potential strategic partnerships and new lines of business. He also oversees our Leasing sales and operations teams and the credit union’s government relations activities. Greg has a track record as a collaborative innovator and people-oriented leader with more than 25 years of diverse industry and business experience.

Prior to joining Westminster Savings in 2015, Greg held the position of Senior Vice President and Chief Member Experience Officer at BCAA. Before joining BCAA, he was a Director at TELUS Ventures with responsibility for identifying and sourcing investments aligned to TELUS’ technology and business unit strategies. Greg holds an MBA from Queens University, an MA in Urban Planning from the University of British Columbia and a BA in History from Simon Fraser University.

Greg has been an active member of his community through coaching youth soccer and baseball, and as a board trustee of the Stratford Hall Foundation Board. He currently serves on the board of the Vancouver Public Library Foundation and as board chair for Westminster Savings' leasing companies.

Brian Rogers - Senior Vice President, Commercial Operations and Chief Credit Officer

As Senior Vice President, Commercial Operations and Chief Credit Officer, Brian has executive oversight for the credit union’s commercial lending operations. He also has responsibility for all credit functions across the organization including collections and credit risk management, as well as centralized clearing operations, payment systems and investment services.

Prior to joining Westminster Savings in 2015, Brian was Vice President, Corporate Development at Coast Capital Savings Credit Union. Prior to that, he was responsible for Coast Capital’s commercial credit risk function as Vice President, Commercial Credit Risk. In other roles, Brian spent 16 years with HSBC Bank Canada, where his last role was Head of Business Banking. He has a wealth of experience in credit, commercial operations, credit risk management and corporate development.

Brian is a Chartered Financial Analyst (CFA) and has a Master’s of Business Administration from York University and a Bachelor of Commerce from the University of British Columbia.

Terrence J. (TJ) Schmaltz - Senior Vice President, Human Resources and Corporate Communications (CHRO)

As Senior Vice President, Human Resources and Corporate Communications and Chief Human Resources Officer, TJ has executive oversight for organizational culture and employee engagement, recruitment and workforce planning, training and leadership development, compensation and benefits, labour relations, and corporate and internal communications.

Prior to joining Westminster Savings in June 2017, TJ was the Vice President, Human Resources and CHRO for Impark, where he was responsible for overseeing all human resource functions in Canada and the US. Prior to that, TJ spent five years working as Executive Director, Human Resources and Payroll Services at the District of West Vancouver. From 2006 until 2009, he held the position of Director, Employee Relations at BC Liquor Stores, and also owned and operated Pacific Employee Relations, a successful management consulting firm, on a part-time basis from 2006 until 2014.

TJ, a Chartered Professional in Human Resources (CPHR), holds a Bachelor of Common Law (LLB) and a Bachelor of Civil Law (BCL) from McGill University, and a Bachelor of Social Science – Political Science and History from the University of Ottawa.

He is a part-time instructor at BCIT where he teaches courses in law and HR and management. In addition, TJ is past chair of the board of the Chartered Professionals in Human Resources of BC and the Yukon, and serves as a member of the Vancouver Aquarium board of directors.


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