We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Executive Leadership Team

Gavin Toy - President and Chief Executive Officer

Gavin Toy - President & Chief Executive Officer

As President and CEO of Prospera Credit Union, Gavin leads a progressive and dynamic leadership team to help shape and guide the credit union’s strategic direction. In 2019, Gavin was part of a team that oversaw the merger of Prospera and Westminster Savings creating the sixth largest credit union in Canada. Prior to becoming Prospera’s CEO, Gavin was the CEO of Westminster Savings Credit Union, a role he held for eight years. Before that, Gavin held several executive level positions with the British Columbia Automobile Association, another prominent BC member-based organization. Spanning a 16-year career at BCAA, he was most recently Senior Vice President and Chief Operations Officer with responsibility for all customer-facing operations.

Gavin is a Chartered Accountant by training and a KPMG alumnus. He is a graduate of the Queen’s University Executive Leadership program, holds a business degree from Simon Fraser University and is an accredited Director through the Rotman School of Management Corporate Directors Program.

Gavin is Past Chair at Canuck Place Children’s Hospice having served on the board of directors since 2013. He is also on the board of directors of the Canadian Credit Union Association of Canada and has previously served on the Credential Financial Inc Board and been Chair of the Board of Directors at two national finance companies.


Greg Dyck - Chief Digital & Information Officer

Greg Dyck - Chief Digital & Information Officer

As Prospera’s Chief Digital and Information Officer, Greg is a progressive and transformative technology leader whose portfolio includes Information Technology, Digital Transformation, Business Process Innovation (BPI), and the Enterprise Project Management Office (EPMO). Greg is a leader in the credit union system, and in the IT industry. He is passionate about technology and innovation and has led many technological innovations and “firsts” in the financial services industry. He is a strategic partner, bridging the digital and physical delivery of Prospera’s compelling value proposition by leveraging technology and innovation.

Greg is committed to personal learning and growth, continuously challenging himself and others to achieve their best. In 2014 he obtained his Advanced Executive Certificate from the Queens University Executive program. He is active within the credit union system and represents Prospera in the Large Credit Union Coalition (LCUC) CIO group and is board chair of the Co-operative EFT Development Association (CEDA). Greg is actively involved in the community as a member of the City of Abbotsford’s Community Innovation Partnership as well as Character Abbotsford.


Mary Falconer - Chief Financial & Administrative Officer

Mary Falconer - Chief Financial Officer & Corporate Secretary

As Chief Financial Officer for Prospera Credit Union, Mary provides financial oversight, leadership and strategic expertise for the credit union and its subsidiaries and plays a key role in helping position the organization for long-term sustainable growth and success. Mary has executive oversight for all financial and fiscal management aspects of the credit union’s operations including Finance, Audit, Treasury, Business Intelligence, and Centralized Services. She also oversees Governance, Procurement and Facilities.

Mary has more than 30 years of financial management experience. Previously, Mary was SVP Chief Financial Officer and Corporate Secretary at Westminster Savings Credit Union and has worked in the British Columbia credit union system for the past decade. Mary also spent seven years as the Chief Financial Officer of an international Swiss bank based in various jurisdictions including Europe, the United States, Asia and the Caribbean. She also spent 13 years in professional services firms, largely in senior audit management roles with PricewaterhouseCoopers and Ernst & Young.

Mary is a Chartered Professional Accountant (CPA, CA) and holds a Bachelor of Commerce degree with Distinction from the University of Alberta. Mary completed the Institute of Corporate Directors program and holds the ICD.D designation. She currently serves on the Board of Central 1 Credit Union. Ms. Falconer is involved in both personal and corporate fundraising for the Juvenile Diabetes Research Foundation.


Maury Kask - Chief Marketing and Customer Experience Officer

Maury Kask - Chief Marketing & Customer Experience Officer

As Chief Marketing Officer of Prospera, Maury is responsible for overseeing Marketing, Wealth Management, Consumer & Family Banking, Products and Sales Effectiveness. Maury has an extensive marketing background with more than 30 years of experience across a wide range of business sectors, including four years working abroad in the United States and in Europe.

Maury is a graduate of Simon Fraser University and completed additional post-graduate education through the Wharton/AT&T School of Business. He is a certified Customer Experience Management professional (CCXP), a graduate of Leadership Vancouver’s community leadership program and a Chartered Director (C.Dir.). He currently serves as the president on the board of directors of Westminster Savings Foundation, chair of the board of directors of Westminster Savings Financial Planning Ltd. and as a director on both the WS Leasing Ltd. and Mercado Capital Corporation boards of directors.

Maury is very active in the community. He currently serves as a director on the board of directors of the Delta Hospital Foundation.


Greg Oyhenart - Chief Commercial & Integration Officer

Greg Oyhenart - Chief Commercial & Integration Officer

As Chief Strategy and Integration Officer for Prospera, Greg leads the development of corporate strategy, the Integration Management Office (IMO), Commercial Lending, Business Banking, and Leasing Operations. This includes identifying potential strategic partnerships and new lines of business. Greg has a track record as a collaborative innovator and people-oriented leader with more than 25 years of diverse industry and business experience.

Prior to joining Westminster Savings in 2015, Greg held the position of Senior Vice President and Chief Member Experience Officer at The British Columbia Automobile Association (“BCAA”). Before joining BCAA, he was a Director at TELUS Ventures with responsibility for identifying and sourcing investments aligned to TELUS’ technology and business unit strategies. Greg holds an MBA from Queens University, an MA in Urban Planning from the University of British Columbia and a BA in History from Simon Fraser University.

Greg has been an active member of his community through coaching youth soccer and baseball, and as a board trustee of the Stratford Hall Foundation. He currently serves on the board of directors of the Vancouver Public Library Foundation and as chair of the board of directors for Westminster’s leasing companies.


Brian Rogers - Chief Risk Officer

Brian Rogers - Chief Risk Officer

As Chief Risk Officer of Prospera, Brian has executive oversight for the assessment and mitigation of significant competitive, regulatory and technological threats to the credit union. He is responsible for Credit Adjudication & Recovery, Enterprise Risk Management, and Compliance.

Brian joined one of Prospera’s legacy credit unions in 2015. In previous roles within the credit union system, Brian worked most recently as Vice President, Corporate Development at Coast Capital Savings Credit Union and, prior to that, he served as Coast’s Vice President, Commercial Credit Risk. Brian came to the credit union system after having held several roles over a 16-year career with HSBC Bank Canada, where his last role was Head of Business Banking. He has a wealth of experience in credit, commercial banking, credit risk management and corporate development.

Brian is a Chartered Financial Analyst (CFA) and has a Master of Business Administration degree from York University and a Bachelor of Commerce from the University of British Columbia.


Brian Rogers - Chief Risk Officer

TJ Schmaltz - Chief Human Resources & Legal Officer

As Chief Human Resources & Legal Officer, TJ has executive oversight for organizational culture and employee engagement, recruitment and workforce planning, training and leadership development, compensation and benefits, employee relations, corporate and internal communications, and legal affairs.

TJ started his career as a labour and employment lawyer, but transitioned into the HR field, where he has worked in progressively more senior roles since the early 2000s. Prior to joining Westminster Savings in June 2017, TJ was Vice President, Human Resources and Chief Human Resources Officer for Impark, where he was responsible for overseeing all human resource and payroll functions across North America. Prior to working with Impark, TJ held senior HR roles including Executive Director of HR for the District of West Vancouver, as Director of Labour and Employee Relations with BC Liquor Stores and also roles within maximum security jails. Since early in his career, TJ has been as a part-time instructor with the British Columbia Institute of Technology (BCIT) where he teaches courses in law and HR management.

TJ is a Chartered Professional in Human Resources (CPHR) as well as a Senior Certified Professional (SCP) with the US Society for Human Resource Management. He holds a Bachelor of Common Law (LLB) and a Bachelor of Civil Law (BCL) from McGill University, and a Bachelor of Social Science from the University of Ottawa. In 2018, TJ was granted the title of Fellow Chartered Professional in Human Resources (FCPHR) by CPHR Canada. TJ serves as the Vice Chair of the board for CPHR Canada and as a member of the board for the OceanWise group of companies (which includes Vancouver Aquarium, Great Canadian Shoreline Cleanup, OceanWise Seafood). He is also a past chair of the board for CPHR BC & Yukon.