RRSP and RRIF Rates

Can't find a rate? Contact us online or phone 604-517-0100.

Specialty RRSPs and RRIFs (Rates effective 2019-03-29) Rates
RRSP and RRIF Optimiser 2.500%
RRSP Pay Day Plan 1.500%
15 Month Reinvestable RRSP and RRIF 1.900%
Redeemable RRSPs and RRIFs (Rates effective 2019-03-29) Rates
12 Month Redeemable RRSP and RRIF 1.500%
Non-Redeemable RRSPs and RRIFs (Rates effective 2019-03-29) Rates
12 Month Non-Redeemable RRSP and RRIF 2.500%
15 Month Non-Redeemable RRSP and RRIF 2.200%
18 Month Non-Redeemable RRSP and RRIF 2.500%
24 Month Non-Redeemable RRSP and RRIF 2.250%
36 Month Non-Redeemable RRSP and RRIF 2.300%
48 Month Non-Redeemable RRSP and RRIF 2.300%
60 Month Non-Redeemable RRSP and RRIF 2.500%
2 Year Higher Rate (Rates effective 2019-03-29) Rates
Year 1 Higher Rate 1.550%
Year 2 Higher Rate 2.900%
3 Year Rate Climber RRSP and RRIF (Rates effective 2019-03-29) Rates
Year 1 Rate Climber RRSP and RRIF 1.550%
Year 2 Rate Climber RRSP and RRIF 1.650%
Year 3 Rate Climber RRSP and RRIF 3.750%
5 Year Rate Climber (Rates effective 2019-03-29) Rates
Year 1 Rate Climber, Paid Annually 2.000%
Year 2 Rate Climber, Paid Annually 2.050%
Year 3 Rate Climber, Paid Annually 2.100%
Year 4 Rate Climber, Paid Annually 2.600%
Year 5 Rate Climber, Paid Annually 3.700%
Year 1 Rate Climber Compounding 1.900%
Year 2 Rate Climber Compounding 1.950%
Year 3 Rate Climber Compounding 2.000%
Year 4 Rate Climber Compounding 2.500%
Year 5 Rate Climber Compounding 3.600%
RRSP Loans (Rates effective 2019-03-09) Rates
RRSP Catch-Up Loan Fixed Rate, starting from 3.850%
RRSP Catch-Up Loan Variable Rate, starting from 4.950%
RRSP Re-Advanceable Loan 3.450%
 

Need help?

See all our contact options.