RRSP and RRIF Rates

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Specialty RRSPs and RRIFs (Rates effective 2019-06-05) Rates
RRSP and RRIF Optimiser 2.350%
RRSP Pay Day Plan 1.700%
15 Month Reinvestable RRSP and RRIF 1.830%
Redeemable RRSPs and RRIFs (Rates effective 2019-06-05) Rates
12 Month Redeemable RRSP and RRIF 1.700%
Non-Redeemable RRSPs and RRIFs (Rates effective 2019-06-05) Rates
12 Month Non-Redeemable RRSP and RRIF 2.200%
15 Month Non-Redeemable RRSP and RRIF 2.130%
18 Month Non-Redeemable RRSP and RRIF 2.160%
24 Month Non-Redeemable RRSP and RRIF 2.150%
36 Month Non-Redeemable RRSP and RRIF 2.200%
48 Month Non-Redeemable RRSP and RRIF 2.250%
60 Month Non-Redeemable RRSP and RRIF 2.350%
2 Year Higher Rate (Rates effective 2019-06-05) Rates
Year 1 Higher Rate 2.000%
Year 2 Higher Rate 2.250%
3 Year Rate Climber RRSP and RRIF (Rates effective 2019-06-05) Rates
Year 1 Rate Climber RRSP and RRIF 2.000%
Year 2 Rate Climber RRSP and RRIF 2.100%
Year 3 Rate Climber RRSP and RRIF 2.450%
5 Year Rate Climber (Rates effective 2019-06-05) Rates
Year 1 Rate Climber, Paid Annually 2.200%
Year 2 Rate Climber, Paid Annually 2.250%
Year 3 Rate Climber, Paid Annually 2.300%
Year 4 Rate Climber, Paid Annually 2.350%
Year 5 Rate Climber, Paid Annually 2.600%
Year 1 Rate Climber Compounding 2.100%
Year 2 Rate Climber Compounding 2.150%
Year 3 Rate Climber Compounding 2.200%
Year 4 Rate Climber Compounding 2.250%
Year 5 Rate Climber Compounding 2.500%
RRSP Loans (Rates effective 2019-05-01) Rates
RRSP Catch-Up Loan Fixed Rate, starting from 3.850%
RRSP Catch-Up Loan Variable Rate, starting from 4.950%
RRSP Re-Advanceable Loan 3.450%
 

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