We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Business Edge

The Business Edge account is a fixed-fee chequing account that gives your business cost certainty without compromising flexibility.

This is a good account for small, medium and large businesses that have a low number of monthly transactions.

Account features

  • Monthly transaction fee discount
  • Interest earning account
  • Wide range of business cheque styles
  • Online and monthly cheque images
  • Interest is calculated as a portion of your daily balance
  • Line of credit and overdraft protection (on approved credit)
  • Electronic services, including MemberCard, ATM's, Business Express Internet and Tel Express
  • Unlimited deposit protection through CUDIC
  • Issue cheques and pre-authorized and electronic payments
  • Receive electronic payments from daily operations
  • Make in-branch deposits for same-day availability
  • Pay for service according to usage
  • Receive detailed monthly statements for all account transactions

Interest information

Interest earned for this account is tiered and is calculated as a portion of your daily balance.  Interest tiers are as follows:

$0 - $1,000
$1,000.01 - $3,000
$3,000.01 - $5,000
$5,000.01 - $25,000
$25,000.01+

Terms and conditions

  • $20.00 monthly fee covers 30 transactions** per month with the Business Edge One package
  • $44.00 monthly fee covers 70 transactions** per month with the Business Edge Two package.

For more information or to open this account

Phone our Member Service Centre at 604-517-0100, visit a branch, or fill out a request to receive more information.

Business Edge One Package FeesFee
Transactions included per month 30
Monthly Maintenance Fee (covers 30 transactions) $20.00
Cheque $0.80
In-branch Withdrawal $0.80
Deposit $0.80
In-branch bill payment $0.50
ATM Withdrawal or Transfer1 $0.70
ATM Deposit $0.80
Pre-Authorized Payments $0.70
Direct Payment1 $0.45
TelExpress/Online Banking Bill Payment/Transfer $0.50
Electronic Credits (pre-authorized and POS) $0.30
Statement with images of cheques Free
Minimum Monthly Balance for Interest Paid $1,000.00
1 Available for sole proprietorships only

 

Business Edge Two Package FeesFee
Transactions included per month 70
Monthly Maintenance Fee (covers 70 transactions) $44.00
Cheque $0.80
In-branch Withdrawal $0.80
Deposit $0.80
In-branch bill payment $0.50
ATM Withdrawal or Transfer1 $0.70
ATM Deposit $0.80
Pre-Authorized Payments $0.70
Direct Payment1 $0.45
TelExpress/Online Banking Bill Payment/Transfer $0.50
Electronic Credits (pre-authorized and POS) $0.30
Statement with images of cheques Free
Minimum Monthly Balance for Interest Paid $1,000.00
1 Available for sole proprietorships only

 

 

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