We've merged effective January 1, 2020 and while this website may still bear the name and logo of Westminster Savings Credit Union, we are in the process of revising all print and digital materials to bear the name of the new legal entity - Prospera Credit Union. We appreciate your patience during this transitional period.

Business Chequing

The Business Chequing account is an all-purpose chequing account that will meet your basic day-to-day business banking needs.

This is a good account for small, medium and large businesses that require day-to-day banking services with basic cheque writing and online banking services.

Account features

  • Online and monthly cheque images
  • Interest is calculated as a portion of your daily balance
  • Line of credit and overdraft protection (on approved credit)
  • Electronic services, including MemberCard, ATM's, Business Express Internet and Tel Express
  • Unlimited deposit protection through CUDIC
  • Issue cheques and pre-authorized and electronic payments
  • Receive electronic payments from daily operations
  • Make in-branch deposits for same-day availability
  • Pay for service according to usage
  • Receive detailed monthly statements for all account transactions

Interest information

Interest earned for this account is tiered and is calculated as a portion of your daily balance. Interest tiers are as follows:

$0 - $1,000
$1,000.01 - $3,000
$3,000.01 - $5,000
$5,000.01 - $25,000

For more information or to open this account

Phone our Member Service Centre at 604-517-0100, visit a branch, or fill out a request to receive more information.

Business Chequing Account FeesFee
Free transactions per month N/A
Monthly Maintenance Fee $5.00
Cheque $0.80
In-branch Withdrawal $0.80
Deposit $0.80
In-branch bill payment $0.50
ATM Withdrawal or Transfer1 $0.70
ATM Deposit $0.80
Pre-Authorized Payments $0.70
Direct Payment1 $0.45
TelExpress/Online Banking Bill Payment/Transfer $0.50
Electronic Credits (pre-authorized and POS) $0.30
Statement with images of cheques Free
Minimum Monthly Balance for Interest Paid $1,000.00


1 Available for sole proprietorships only



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We're Here to Help

Do you need to speak to someone about the best banking options for your business?

Call our Business Banking experts at 604-517-0100.